Remove debt credit-card-debt-consolidation
article thumbnail

5 Ways Data Analytics Helps Us Understand the Student Lending Crisis

Smart Data Collective

Coupled with higher interest rates and the whopping amount of student debt, the rising cost of education is taking a toll on students’ hopes for their financial futures. Trillion Student Loan Was the Second-Largest Debt Component in the US in 2021. At the end of 2021, American consumers reported a cumulative debt of over $15.24

Analytics 101
article thumbnail

Get your IT team battle-ready for the next holiday rush 

IBM Journey to AI blog

Outage monitoring platform Downdetector reported an 80% jump in people reporting issues with credit card payments. Plus, you run the risk of accumulating technical debt. Time and again, we see IT teams struggle to deal with seasonal spikes in demand and outages. This year’s Black Friday sale wasn’t any different.